You understand that the Bank, other participating financial institutions and/or Acxsys may be subject to restrictions, dollars and other that may apply to your use of the Service, including, but not just the amount you can send and receive via the Interac Electronic Transfer Service. These limits can be changed without notice and can be accessed on Scotia OnLine Financial Services or through the “Ask Scotia” feature in www.scotiabank.com. Neither the bank nor Acxsys is responsible for any delay in service, loss or damage caused by you or any other person resulting from the application of these limit values or these changes. Availability. To use the Mobile Cheque Depot, you must, from time to time, meet certain eligibility requirements set by Scotiabank. For example, only certain customers, instruments, accounts and mobile devices qualify for the service. For more information on licensing requirements, see scotiabank.com/mobilebanking. Scotiabank`s digital banking service is our online banking service that you can access through scotiabank.com and mobile banking. The PIN is an authorization identification information and is the secret and confidential personal identification number you have chosen to use with your card. Subject to all exceptions in this Agreement, any other agreement applicable to your accounts, or any other way we can determine from time to time, digital service transactions on your deposit accounts are normally booked until the next business day on your account and transactions on your credit accounts are normally booked within three business days on your corresponding account. Transactions outside of Canada can be booked to your declared account at a later date.